Broker Check

Who We Are 

Our Team

Our close-knit team has been together for 20+ years, helping a wide range of clients work toward their goals. What we’ve learned is that most financial challenges are internal, not external, so our support extends far beyond investment advice.

James P. Debuque, CPFA®, CPWA®, CRPC™

MANAGING PARTNER, PRIVATE WEALTH MANAGER

James (or Jamie) is known for peeling away the complexities of finance to empower clients with knowledge that’s relatable and easy to digest. By combining objective pragmatism with an innate curiosity about his clients’ lives, he designs financial plans that are personalized, straightforward, and actionable.

Beginning his career in 1994 at Merrill Lynch, Jamie’s philosophy revolves around a blend of two core principles: exemplary service and a conservative investment ideology. By favoring long-term estate, tax and investment strategies that are sustainable, he attracts clients who stay with him for the long haul.

After graduating from Delaware Valley University in Doylestown, PA with a bachelor’s degree in business, Jamie went on to earn his MBA from La Salle University. He holds Series 7 and 66 licenses through LPL Financial, as well as Chartered Retirement Planning Counselor™ (CPRC) and Certified Private Wealth Advisor® (CPWA) designations.

Jamie lives with his wife and three children in Doylestown, PA. An active community leader, he heads the La Salle University Bucks County Alumni Chapter and contributes to the Delaware Valley University Business Advisory Council. His voice echoes in local high schools and colleges where he frequently speaks on financial literacy, a subject close to his heart. When not focused on numbers or spending time with family, you may find Jamie running, cycling, or buried in the pages of a good book.

CRPC conferred by College for Financial Planning.

Client Centered

Contact Phone | Jamie 267-899-8121 (direct)

Contact Email | Jamie jamie@continuitypw.com

Contact LinkedIn | Jamie LinkedIn

Timothy M. Baltz, CPFA®, CRPC™

MANAGING PARTNER, PRIVATE WEALTH MANAGER

With an ear for understanding and a voice for clarity, Tim connects the dots to illuminate his clients’ financial path with personalized strategies that reflect their uniqueness. 

While Tim entered the investment world in 1994, he spent most of his career at Merrill Lynch, which he joined in 2003. His expertise shines brightest when guiding clients through retirement, whether that’s decades away or already here. He advises on everything from healthcare costs and caring for family members to charitable giving, post-retirement work and more. Steering clear of financial jargon whenever possible, his style is simple, succinct and straightforward.

With a bachelor’s degree in accounting from DeSales University in Pennsylvania, Tim is a Certified Plan Fiduciary Advisor (CPFA®) and a Chartered Retirement Planning Counselor (CRPC®) who holds Series 7 and 66 licenses through LPL Financial.

Away from the office, Tim supports the Wounded Warrior Project and immerses himself in the great outdoors through mountain biking, skiing, fishing, basketball, and golf. He enjoys spending time with his son, Evan, and the two occasionally travel together. 

CRPC conferred by College for Financial Planning.

Client Centered

Contact Phone | Tim 267-899-8122 (direct)

Contact Email | Tim tim@continuitypw.com

Contact LinkedIn | Tim LinkedIn

Wendy A. Fratrik, CRPC™

CHIEF OPERATING OFFICER, SENIOR WEALTH ADVISOR

With nearly 30 years in financial services, Wendy has built a reputation for cultivating lasting client relationships rooted in trust and integrity—relationships she remains deeply committed to today. Her commitment to delivering exceptional service is fueled by the confidence her clients place in her.
 
Wendy began her career at Legg Mason Wood Walker, where she developed a strong foundation as a branch office coordinator. In 2000, she joined Merrill Lynch, expanding her expertise across asset transfers, cash management, market executions, trade reconciliations, and portfolio analysis. Today, she brings this depth of experience to Continuity Private Wealth, where she plays a key role in supporting client success.
 
A graduate of Elizabethtown College in Pennsylvania, Wendy holds the Chartered Retirement Planning Counselor™ (CRPC®) designation and maintains Series 7 and 66 licenses through LPL Financial. A lifelong resident of Doylestown, she is deeply connected to her community. Outside of work, Wendy enjoys hiking, boating, and spending quality time with her children, Bailey and Drew.

CRPC conferred by College for Financial Planning.

Client Centered

Contact Phone | Wendy 267-899-8123 (direct)

Contact Email | Wendy wendy@continuitypw.com

Contact LinkedIn | WendyLinkedIn

Aiden J. Baltz, CFP®

WEALTH ADVISOR

Aiden works with professionals, physicians, and families to develop holistic financial plans. As a CERTIFIED FINANCIAL PLANNER® professional, Aiden focuses on comprehensive strategies that combine investment management, tax efficiency, estate structures, retirement design, and philanthropic intent into a single framework that evolves as their life does.

Before joining Continuity, Aiden built experience in investment banking and corporate strategy, where he developed a strong foundation in financial analysis, valuation, and strategic planning. Prior to entering the financial services industry, Aiden was heading to medical school and is a published scientific author. This unique background taught him how to think rigorously under pressure and how to actually listen. Not just to the numbers, but to the people behind them, something he brings to every client relationship.

 Aiden graduated from Ursinus College with a Bachelor of Science in Biomedical Engineering, where he was also a collegiate athlete and helped lead his team to a conference championship and NCAA playoff appearance. Outside of the office, he enjoys golf, fitness, and cooking. He currently resides in Conshohocken.

Client Centered

Contact Phone | Aiden 267-899-8126 (direct)

Contact Email | Aidenaiden@continuitypw.com

Aiden | LinkedinLinkedIn

Lisa Baltz

MANAGER OF CLIENT RELATIONS

As Manager of Client Relations, Lisa serves as a trusted point of connection between clients and the firm, ensuring that every family we work with feels heard, valued, and cared for at every stage of their financial journey. She has built a reputation for warmth, reliability, and the kind of genuine attentiveness that turns clients into lifelong partners. She comes from Pompton Lakes, NJ, and completed her education at Moravian College.

Lisa has been married to her husband, Jeremy, for over 30 years and is a devoted wife and mother to three sons, 26, 24, and 22 years old. They share their home with Calvin, their Bernese Mountain dog.

Outside of her professional life, Lisa supports charitable causes close to her heart. She advocates for the American Heart Association and actively contributes to the Temple University Hospital Heart Failure Program.

Lisa enjoys hiking, traveling with her husband, and exploring new destinations in her leisure time.

Client Centered

Contact Phone | Lisa267-899-8124 (direct)

Contact Lisa | Lisalisa@continuitypw.com

Lisa | Linkedin

LinkedIn 

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